Senior Risk Analyst

About Us

At Coinbase, our mission is to increase economic freedom in the world. It's a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform — and with it, the future global financial system.

We're seeking a candidate who is passionate about our mission and believes in the power of crypto and blockchain technology to update the financial system. We want someone who is eager to leave their mark on the world, who relishes the pressure and privilege of working with high caliber colleagues, and who actively seeks feedback to keep leveling up.

The Role

As a Senior Risk Analyst on the Payments Risk Analytics team, you'll be fully responsible for identifying and mitigating payments fraud risk on our critical payment rails without negatively impacting core metrics and the broader customer experience. This role will report to the Manager of Cards and Mobile Payments within Payments Risk Analytics, and will be based remotely in the United States.

Responsibilities

• Identify, investigate, and mitigate fraudulent purchase and deposit activity
• Implement logic targeting bad actors and high-risk behavior associated with unauthorized purchasing activity across multiple regions
• Measure fraud performance across payment methods and develop core metrics
• Proactively identify and close gaps in our monitoring
• Own risk controls from end-to-end and scale processes to provide appropriate coverage as we expand our business
• Own reporting processes and communication with relevant banking partners
• Work with internal stakeholders in Product, Growth, Data Science and Engineering to develop and drive forward custom risk management strategies and techniques for different geographies
• Use data to assess risk and make decisions impacting large segments of our customer population; effectively measure and assess associated tradeoffs using quantitative analysis
• Synthesize data learnings into compelling stories and communicate them to Payments Risk leadership

Requirements

• 5+ years relevant experience
• 3+ years fighting Cards and Mobile Payments fraud in an e-commerce or financial services environment
• 3+ years of experience in data analysis, working with databases, and querying (e.g., SQL, MySQL, etc).
• BA/BS degree in a quantitative field (ex Math, Stats, Physics, or Computer Science) or equivalent practical experience
• Advanced experience using SQL
• Proficiency with business intelligence and data visualization tools (e.g., Tableau, Looker, Superset)
• A passion for fighting fraud and abuse, and the curiosity to self-drive investigations, identify patterns, and find the root cause
• Proven ability to independently scope and deliver analytics projects while collaborating cross-functionally with Product, Data Science, and Engineering
• Demonstrate core cultural values: clear communication, positive energy, continuous learning, and efficient execution

Nice to Have

• Experience with mitigating risk from issuing credit/debit cards
• Deep understanding of mobile payments
• Experience leveraging AI tools such as cursor, glean, copilot
• Advanced experience with Python

Compensation

Base salary range: $167,280 - $196,800 USD

Location

Remote - United States