FIU Analyst

About Us

Hi, we're MoonPay. We're here to onboard the world to the decentralized economy. Because crypto and blockchain aren't just technologies—they're tools for global financial empowerment. They give people control over their money, their digital assets, and their future, unlocking opportunities that traditional systems have kept out of reach.

At MoonPay, we're building the infrastructure that powers this new financial system. We make it easy for anyone, anywhere, to buy, sell, and trade crypto using everyday payment methods like cards, Apple Pay, PayPal, Revolut and Venmo. We provide simple tools to send, receive, and manage stablecoins, so anyone can participate in the crypto economy confidently.

Trusted by nearly 30 million customers and over 500 companies, our secure, enterprise-grade platform is driving mainstream crypto adoption worldwide. We collaborate with innovative brands and projects to build secure, scalable solutions for a blockchain-powered future. And we're committed to doing it right—fully licensed in the U.S. and regulated across the UK, EU, Canada, and Australia—because trust and compliance are non-negotiable.

About the Role

The Financial Intelligence Unit (FIU) is responsible for safeguarding the MoonPay platform against financial crime and money laundering activities. Leveraging advanced analytics and blockchain tracing tools, it collects and analyses huge volumes of data to identify potentially suspicious activities. The team collaborates with regulatory bodies, preparing & submitting Suspicious Activity Reports (SARs) and sharing intelligence to combat financial crime.

The FIU Analyst will directly support the Financial Intelligence Unit (FIU) to ensure the business operates in accordance with all legal and regulatory requirements and all Group standards relating to anti-money laundering and counter terrorism financing.

Responsibilities

• Utilize the transaction monitoring and/or blockchain analytics solutions to independently analyze and assess activity or patterns of activity that do not commensurate with the customer's profile or expected behaviour.
• Review blockchain wallet screening as well as KYT alerts and/or investigations to include on-chain activity to determine if the customer activity presents risk indicators.
• Independently conduct open source searches as applicable to the relevant customer(s), counterparties, and/or transactional activity.
• Analyze transactional activity, along with information collected through internal systems, blockchain screening tools, and open sources and use sound judgment, decision-making skills in making reasonable and well supported alert dispositions with adequate conclusions.
• Prepare clear and concise alert and/or case dispositions of potential suspicious activity detected for a Suspicious Matter Report (SMR) consideration.
• May be required to draft Suspicious Matter Reports (SMRs).
• Discuss potentially unusual findings with the Team Lead, Sr FIU Manager, Head of FIU, and/or appropriate Head of Compliance to determine the proper course of action.
• Ensure that transaction monitoring alerts, case investigations and SMRs are completed/submitted within the established deadlines and SLAs.

Requirements

• Previous working experience in Financial Crime/Compliance analytical / investigations role(s), for at least 2 years, preferably in TM/FIUACAMS / ACFCS or ICA accreditation
• Experience with blockchain analytics solutions (Chainalysis, TRM, Elliptic, CipherTrace, Scorechain)
• Strong problem-solving skills and attention to detail
• Ability to handle shifting priorities and thrive in a dynamic environment.
• Comfortable to work independently and upskill on new tools and technology.
• Team player with good communication skills, with the ability to explain technical concepts clearly to different audiences
• Fluent in English

Nice to Have

• Prior experience working in a fast-paced fintech/cryptocurrency company
• Blockchain analytics solution certifications (Chainalysis, TRM, Elliptic, CipherTrace, Scorechain)
• Proactive, "can-do", collaborative approach
• Solution orientated
• Ability to demonstrate a practical approach to alert processing / analysis
• Ability to feed rule / investigation output back into AML Programme
• Interested in cryptocurrency, blockchain and financial crime detection

Benefits

• Competitive salary package
• Equity package: Financial freedom starts with our employees, so all employees have ownership at MoonPay
• Pay for performance equity bonus: Those who drive outsized outcomes receive outsized rewards
• Moonshot Award: Twice a year, 10 standout contributors receive a $250,000 equity grant
• Unlimited holidays
• Hybrid working schedule: Work fully remotely or at your nearest Moonbase
• Private Healthcare benefits
• Enhanced parental leave
• Annual training budget
• Home office setup allowance
• Remote working allowance
• Monthly budget to spend on MoonPay products and zero fee crypto transactions
• Employee referral programme: Receive 10K in USDC for great referrals
• Regular remote company offsites

Our Values

• B - Be Hungry
• L - Level Up
• O - Own It
• C - Crypto Curious
• K - Kaizen